Entrance and Exit Counseling
Entrance Counseling
Students who have not borrowed a student loan in the past or new Graduate PLUS loan borrowers are required to complete Entrance Counseling prior to their loan disbursing. The purpose of entrance counseling is to ensure you understand the terms and conditions of your loan prior to your loan disbursing.
Before completing entrance counseling, you must accept your loan through RAMweb. This lets Direct Loans know you want to pursue the loan. Once the loan is accepted you can complete entrance counseling through the Unsatisfied Requirements section of your Financial Aid Awards on RAMweb or by going to the Direct Loan Servicer and selecting the entrance counseling session appropriate to the loan you are pursuing.
More information about entrance counseling can be found in the Entrance Counseling Guide for Direct Loan Borrowers.
Once you have completed entrance counseling, we will receive an electronic acknowledgement in 2-3 business days.
Exit Counseling
The federal government requires that you complete a student loan exit counseling session prior to graduating or stop attending at least half-time. The purpose of the session is to help you understand your rights and responsibilities as a student loan borrower and help you setup repayment plans and contact information after you leave school. If you do not complete exit counseling, your lender(s) will assign a repayment option to you.
Direct Loan exit counseling can be completed online through Direct Loan Servicer and selecting exit counseling at the top of the page.
For information regarding Perkins and Health Professions Loan exit counseling and Repayment, visit www.paycsuloans.colostate.edu
If you have had loans at other institutions you should also contact your other lender(s) to let them know you will no longer be enrolled. Review the National Student Loan Data System (NSLDS) for your loan balances and lender contact information.
More information about exit counseling can be found in the Exit Counseling Guide for Direct Loan Borrowers.